While Paga e-wallet keeps your savings secure, learn how to improve your saved balance with these creative digital side-hustle ideas in the article below.

According to the World Bank, 47.3% of Nigerians are living in multidimensional poverty. This means that about 98 million people struggle to access basic amenities like food, education, safe water and housing. Factors like high levels of inflation, as well as shortage in food supply, make the situation a lot worse

Another grim statistic is the report published a few months ago by the National Bureau of Statistics, which states that 33.3% of Nigerians are unemployed. This means that about one-third of Nigerian youths are unable to find jobs. It’s commonplace to find graduates without any meaningful employment, more than three years after obtaining their degrees from some of the best universities in Nigeria. The jobs are too few and young Nigerians are getting frustrated by the day, so they are taking up small-scale businesses with the little capital they can come up with, just to make ends meet.

Even those who have jobs are realizing that one source of income is not enough to meet their needs. Beyond that, young Nigerians are taking the initiative to build their own businesses, make something for themselves in spite of a volatile economy, and also build their profiles as freelancers.  Many working-class Nigerians are taking up a side hustle – a means of making money to support one’s major source of income, a supplementary business different from the main grind.

3 Most Sought After Freelancing Jobs in Nigeria (Post COVID-19 Lockdown)

The lockdown caused by the outbreak of the COVID-19 pandemic in 2020 led many businesses to go virtual, and one year down the line, the world has adjusted to a new normal. There are now more businesses operating online, and this has created more room for people to work on multiple gigs as freelancers. Having two or more side hustles is now a lot easier because operations are conducted virtually; people don’t necessarily have to show up at a physical office. Beyond its flexibility, working from home also saves cost: freelancers don’t have to leave their houses, and companies are able to cut down on operational expenses. For those who don’t want to deal with the routine nature of a 9-5, side hustles are the perfect escape, and thanks to the ever-evolving internet, linking up freelancers with clients is now as simple as ever.

Content Writing

These days, organisations need content writers to create compelling stories around their products, drive engagement on their social media platforms, and introduce their brands to global audiences. Financial institutions need content writers to communicate properly with their customers. Media houses need writers to draw up scripts, write relevant articles, and convey accurate information. For freelancers who intend to embrace content writing, they would need to learn how to use WordPress, acquire more knowledge about SEO (Search Engine Optimisation), and understand how Grammarly works.

Graphic Designing

Graphic designers are another set of freelancers who are currently in high demand. A picture tells a thousand stories, and visuals communicate information in ways that words cannot. As a matter of fact, most people first interact with visuals before they move on to text. From hospitals to government institutions, from schools to news outlets, every organisation needs graphic designers whose creative prowess can elevate their brand. For freelancers who want to venture into graphic design, it is important to learn how to use tools like Canva and Photoshop.

Web Developing

In today’s world, businesses need functional websites if they intend to compete on a large scale, and to this end, the services of web developers are very important. Media publications, law firms, transport companies and restaurant chains all need the expertise of frontend and backend developers to help create and maintain their website, otherwise they will suffer from a lack of online visibility.

After completing their gigs and getting paid for their creative skills, freelancers can exercise the option of saving their hard-earned money in e-wallets. An e-wallet is a type of prepaid account in which a user can store their money for any future online transaction. It can be described as a type of electronic card which is used for transactions made online through a computer or a smartphone. Its function is similar to that of a credit or debit card. With the help of an e-wallet, one can make payments for groceries, online purchases, and flight tickets, among others.

Conquering With e-Wallets

 When it comes to financial transactions, the use of e-wallets is the way forward. With e-wallets, it is a lot easier to pay for products or receive payments online: there is no need to input too many codes, or type out the digits from an ATM card, to finalise a transaction. Also, e-wallets are inherently more secure than physical wallets containing cash and debit cards that could get stolen or misplaced, thereby causing great distress to the owner. Furthermore, it is a lot easier to conduct foreign transactions with e-wallets: conversion of currency is easier, and unnecessary delay is avoided.

Paga is easily Nigeria’s most trusted e-wallet. It acts as a mobile wallet where any user equipped with a mobile device can conduct financial transactions. It is easy to use, it is secure, and transactions are conducted speedily.

You can fund your Paga e-wallet in either of the following ways:

1.   Transfer from a bank account directly to your Paga account. To do this:

–         Log in to your internet banking

–         Select “transfer to other banks

–         Insert your account number

–         Select “Paga” as beneficiary bank

–         Input amount

–         Fill the required field on the transfer page

–         Input your PIN and complete your transfer.

2.  You can visit mypaga.com and deposit money into your Paga account from your ATM card. To do this:

–         Click on “wallet” under My Paga

–         Click on “add cash”

–         Enter amount

–         Select card as a payment option, then click on the deposit tab that will appear below

–         Enter your card number, expiry date of the card, and the CVV at the back of the card.

–         Input your PIN, click “deposit” and follow the instructions to fund your wallet

3.  Visit any Paga accredited agent to fund your wallet.

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