Paga is a leading mobile payments platform that allows users to transfer money electronically and make payments through their mobile devices. It acts as a mobile wallet, with which anyone who has an internet-enabled phone can conduct financial transactions.

With Paga, users are able to pay utility bills, purchase prepaid airtime, pay for subscription services as well as internet bundles, and make payments to retailers. The platform also enables its users to receive money from outside the country via its e-wallet system.

Paga was founded in 2009 by Tayo Oviosu with the aim of solving the problems that were plaguing financial transactions in the country at the time. It was officially launched in 2011 and began commercial operations in 2012. Between 2015 and 2017, it received three consecutive awards from the Nigeria Inter-Bank Settlement Systems for achieving the highest transaction count on the Global Mobile Regulatory and Monitoring Platform.

Paga has over 17 million unique users, and in the last four years, the platform has processed $8billion worth of transactions, with $2.3billion worth of transactions processed in 2020 alone. Paga is widely regarded as Nigeria’s biggest mobile payments platform, and according to projections by industry experts, it may reach a valuation of at least $1billion by 2023.

As the leading mobile payment app in the country, Paga makes life easier for its users with the following features:

1.  Send Money
With Paga, you can send money FOR FREE to anyone with a phone number or email address. If your friend in school is in need of urgent funds, you can easily get money across to them by simply typing their phone number and the amount you want to send.

2.  Request Money
Paga also allows you to request money from anyone, as long as you have their number and phone address. To do this, enter the sender’s details and the amount required.  Add a short description or remark about the request so you can track incoming payments. You will be notified via email or SMS once you receive payment.

3.  Remittances
You can get instant and secure money transfers from abroad to any Nigerian mobile phone or bank account. To do this, provide the sender with your valid mobile phone number or bank details. Request that your sender goes to any of Paga’s international remittance partner’s outlets and selects Paga to send the funds. You will instantly receive funds in your Paga account.

4.  Pay Bills
You can sort out your cable TV, internet subscription, and electricity bills with Paga’s smooth bill payment service. The platform currently caters to payments for DStv, GOtv, Smile, Spectranet, and UK Visa Application fees.

5.  Mobile Airtime Top-up
With Paga, it is a lot easier to top up your prepaid and postpaid airtime across all mobile networks, including MTN, Glo, Airtel, and 9mobile.

Shortcuts For Mobile Money Transfer and Bill Payments


Over the years, Paga has proven itself to be the fastest and most convenient mobile transfer app. With Paga, you don’t need mobile data to make payments; all you have to do is dial *242# to pay via USSD. There are no transfer fees or hidden charges attached to your transactions.

 When it comes to financial transactions, the use of e-wallets is the way forward. With e-wallets, it is a lot easier to pay for products or receive payments online: there is no need to input too many codes or type out the digits from an ATM card, to finalize a transaction. Also, e-wallets are inherently more secure than physical wallets containing cash and debit cards that could get stolen or misplaced, thereby causing great distress to the owner. Furthermore, it is a lot easier to conduct foreign transactions with e-wallets: conversion of currency is easier, and unnecessary delay is avoided.

The safest e-Wallet in Nigeria
Paga boasts of the safest e-wallet when it comes to e-payment solutions in Nigeria: the platform’s my242 feature keeps your money safe and is designed with state-of-the-art security features accessed through your Personal Identification Number (PIN). Your PIN helps provide protection against fraud and unauthorised access to your Paga account.

Common FAQs About Paga

1.      Is the Paga app compatible with all device types?

The Paga app is compatible with Android (version 4.4 and above) and IOS devices.

2.      Can I send money via Paga if I don’t have a Paga account?

No, but you can visit one of our Paga agents or Paga centres to send money to anyone in Nigeria.

3.      How do I withdraw cash from Paga via an agent?

To withdraw from your Paga account using an agent, follow these steps:

–          Log in to the Paga app

–          Click on “wallet” under the menu bar

–          Select “withdraw money”

–          Input the amount

–          Go to “type of withdrawal” and select “agent”

–          Click on “generate agent code”

–          Copy the code generated

–          Provide the code at the Paga agent outlet closest to you to get your cash.

What are you waiting for? Join the Paga train today and begin your journey to a life of ease and convenience.

Contributor
Comments to: 5 Reasons Why Paga Is The Best Mobile Payment Option In Nigeria

    Your email address will not be published. Required fields are marked *

    Attach images - Only PNG, JPG, JPEG and GIF are supported.

    Login

    Welcome to Typer

    Brief and amiable onboarding is the first thing a new user sees in the theme.
    Join Typer
    Registration is closed.